Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$84,724$84,724$202,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$117,776$0
Funding fee$424$424$0
Note rate2.980%2.980%7.320%
Blended rate2.980%5.900%7.560%
1st payment$399.10$399.10$1,391.03
2nd payment$0.00$785.18$0.00
Taxes / mo$60.08$60.08$60.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$609.18$1,394.36$1,641.62
Cash to close$140,276$22,500$22,500