Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$465,439$463,500
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,327$0
Note rate4.720%7.400%
Blended rate4.720%7.640%
1st payment$2,605.27$3,209.18
2nd payment$0.00$0.00
Taxes / mo$270.17$270.17
Insurance / mo$166.67$166.67
MI / mo$0.00$92.70
HOA / mo$0.00$0.00
Total monthly$3,042.10$3,738.71
Cash to close$49,561$51,500