Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,922$335,922$477,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$141,078$0
Funding fee$1,680$1,680$0
Note rate3.570%3.570%7.400%
Blended rate3.570%4.880%7.640%
1st payment$1,777.84$1,777.84$3,302.65
2nd payment$0.00$940.52$0.00
Taxes / mo$370.75$370.75$370.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$75.00$75.00$75.00
Total monthly$2,390.25$3,330.78$4,010.47
Cash to close$194,078$53,000$53,000