Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$196,069$193,410
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$980$0
Note rate6.650%7.400%
Blended rate6.650%7.640%
1st payment$1,311.53$1,339.13
2nd payment$0.00$0.00
Taxes / mo$131.50$131.50
Insurance / mo$150.00$150.00
MI / mo$0.00$38.68
HOA / mo$0.00$0.00
Total monthly$1,593.03$1,659.31
Cash to close$18,831$21,490