Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$535,814$526,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,679$0
Note rate6.580%7.320%
Blended rate6.580%7.560%
1st payment$3,449.66$3,616.69
2nd payment$0.00$0.00
Taxes / mo$226.58$226.58
Insurance / mo$166.67$166.67
MI / mo$0.00$105.30
HOA / mo$40.00$40.00
Total monthly$3,882.91$4,155.24
Cash to close$49,186$58,500