Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,521$299,700
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,603$0
Note rate4.670%7.400%
Blended rate4.670%7.640%
1st payment$1,787.84$2,075.06
2nd payment$0.00$0.00
Taxes / mo$106.50$106.50
Insurance / mo$150.00$150.00
MI / mo$0.00$59.94
HOA / mo$0.00$0.00
Total monthly$2,044.34$2,391.50
Cash to close$12,479$33,300