Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$374,087$353,610
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.020%7.400%
Blended rate7.570%7.640%
1st payment$2,552.17$2,448.32
2nd payment$0.00$0.00
Taxes / mo$192.17$192.17
Insurance / mo$150.00$150.00
MI / mo$175.47$70.72
HOA / mo$45.00$45.00
Total monthly$3,114.80$2,906.21
Cash to close$18,813$39,290