Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,327$296,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,467$0
Note rate6.460%7.320%
Blended rate6.460%7.560%
1st payment$1,888.32$2,039.57
2nd payment$0.00$0.00
Taxes / mo$136.67$136.67
Insurance / mo$150.00$150.00
MI / mo$0.00$59.38
HOA / mo$166.00$166.00
Total monthly$2,340.99$2,551.61
Cash to close$36,573$32,990