Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$305,882$286,200
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,529$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$2,023.03$1,981.59
2nd payment$0.00$0.00
Taxes / mo$126.33$126.33
Insurance / mo$150.00$150.00
MI / mo$0.00$57.24
HOA / mo$0.00$0.00
Total monthly$2,299.37$2,315.16
Cash to close$12,118$31,800