Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,269$269,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,306$0
Note rate4.720%7.320%
Blended rate4.720%7.560%
1st payment$1,462.44$1,854.09
2nd payment$0.00$0.00
Taxes / mo$158.08$158.08
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$0.00$0.00
Total monthly$1,770.52$2,216.16
Cash to close$38,631$29,990