Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$405,032$382,500
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,025$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$2,644.11$2,627.51
2nd payment$0.00$0.00
Taxes / mo$208.33$208.33
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$3,002.45$3,062.34
Cash to close$19,968$42,500