Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,181$178,200
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$916$0
Note rate5.300%7.400%
Blended rate5.300%7.640%
1st payment$1,082.84$1,233.82
2nd payment$0.00$0.00
Taxes / mo$133.00$133.00
Insurance / mo$150.00$150.00
MI / mo$0.00$35.64
HOA / mo$0.00$0.00
Total monthly$1,365.84$1,552.46
Cash to close$14,819$19,800