Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$344,757$333,899
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.130%7.400%
Blended rate6.680%7.640%
1st payment$2,195.48$2,311.85
2nd payment$0.00$0.00
Taxes / mo$152.92$152.92
Insurance / mo$150.00$150.00
MI / mo$165.52$66.78
HOA / mo$35.00$35.00
Total monthly$2,698.92$2,716.55
Cash to close$26,242$37,100