Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,399$233,399$517,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$284,101$0
Funding fee$1,167$1,167$0
Note rate3.560%3.560%7.400%
Blended rate3.560%5.860%7.640%
1st payment$1,364.73$1,364.73$3,583.07
2nd payment$0.00$1,834.82$0.00
Taxes / mo$255.50$255.50$255.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$73.67$73.67$73.67
Total monthly$1,860.57$3,695.39$4,182.40
Cash to close$341,601$57,500$57,500