Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$249,973$247,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,250$0
Note rate7.220%7.400%
Blended rate7.220%7.640%
1st payment$1,738.44$1,713.64
2nd payment$0.00$0.00
Taxes / mo$102.42$102.42
Insurance / mo$150.00$150.00
MI / mo$0.00$49.50
HOA / mo$0.00$0.00
Total monthly$1,990.86$2,015.56
Cash to close$25,027$27,500