Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,329$413,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,137$0
Note rate6.060%7.400%
Blended rate6.060%7.640%
1st payment$2,594.07$2,860.22
2nd payment$0.00$0.00
Taxes / mo$333.33$333.33
Insurance / mo$166.67$166.67
MI / mo$0.00$82.62
HOA / mo$75.00$75.00
Total monthly$3,169.07$3,517.84
Cash to close$31,671$45,900