Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,850$262,850$539,999
Remaining term (yrs)23.523.530.0
Secondary amount$0$277,150$0
Funding fee$1,314$1,314$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.657%7.640%
1st payment$1,355.49$1,355.49$3,738.84
2nd payment$0.00$1,789.92$0.00
Taxes / mo$194.42$194.42$194.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,716.57$3,506.49$4,207.93
Cash to close$337,149$60,000$60,000