Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,081$291,600
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,460$0
Note rate6.880%7.400%
Blended rate6.880%7.640%
1st payment$1,971.79$2,018.98
2nd payment$0.00$0.00
Taxes / mo$189.17$189.17
Insurance / mo$150.00$150.00
MI / mo$0.00$58.32
HOA / mo$0.00$0.00
Total monthly$2,310.96$2,416.47
Cash to close$31,919$32,400