Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$417,064$396,000
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$2,085$0
Note rate7.500%7.400%
Blended rate7.500%7.640%
1st payment$2,997.42$2,741.82
2nd payment$0.00$0.00
Taxes / mo$152.75$152.75
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$46.00$46.00
Total monthly$3,346.17$3,169.77
Cash to close$22,936$44,000