Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$209,170$209,170$351,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$141,830$0
Funding fee$1,046$1,046$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.432%7.640%
1st payment$1,115.30$1,115.30$2,430.25
2nd payment$0.00$945.53$0.00
Taxes / mo$254.83$254.83$254.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,520.14$2,465.67$2,905.29
Cash to close$180,830$39,000$39,000