Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$586,461$535,500
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,932$0
Note rate6.100%7.320%
Blended rate6.100%7.560%
1st payment$3,575.14$3,678.51
2nd payment$0.00$0.00
Taxes / mo$138.92$138.92
Insurance / mo$166.67$166.67
MI / mo$0.00$107.10
HOA / mo$32.92$32.92
Total monthly$3,913.64$4,124.12
Cash to close$8,539$59,500