Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,057$302,310
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,625$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$2,149.85$2,093.13
2nd payment$0.00$0.00
Taxes / mo$135.92$135.92
Insurance / mo$150.00$150.00
MI / mo$0.00$60.46
HOA / mo$35.00$35.00
Total monthly$2,470.77$2,474.51
Cash to close$10,843$33,590