Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$356,347$356,347$810,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$453,653$0
Funding fee$1,782$1,782$0
Note rate2.910%2.910%7.400%
Blended rate2.910%5.621%7.640%
1st payment$1,716.60$1,716.60$5,608.28
2nd payment$0.00$2,929.84$0.00
Taxes / mo$247.33$247.33$247.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,180.60$5,110.44$6,234.28
Cash to close$543,653$90,000$90,000