Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$30,972$30,972$139,860
Remaining term (yrs)12.312.330.0
Secondary amount$0$108,888$0
Funding fee$0$0$0
Note rate5.080%5.080%7.320%
Blended rate5.930%7.542%7.560%
1st payment$280.70$280.70$960.74
2nd payment$0.00$725.92$0.00
Taxes / mo$113.08$113.08$113.08
Insurance / mo$150.00$150.00$150.00
MI / mo$36.70$36.70$27.97
HOA / mo$330.00$330.00$330.00
Total monthly$910.48$1,636.40$1,581.80
Cash to close$124,428$15,540$15,540