Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$226,852$233,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.730%7.320%
Blended rate7.280%7.560%
1st payment$1,501.59$1,606.80
2nd payment$0.00$0.00
Taxes / mo$80.25$80.25
Insurance / mo$150.00$150.00
MI / mo$106.33$46.78
HOA / mo$35.00$35.00
Total monthly$1,873.16$1,918.83
Cash to close$33,048$25,990