Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,318$193,500
Remaining term (yrs)24.830.0
Secondary amount$0$0
Funding fee$1,337$0
Note rate2.800%7.320%
Blended rate2.800%7.560%
1st payment$1,240.02$1,329.21
2nd payment$0.00$0.00
Taxes / mo$104.58$104.58
Insurance / mo$150.00$150.00
MI / mo$0.00$38.70
HOA / mo$26.67$26.67
Total monthly$1,521.27$1,649.16
Cash to close$0$21,500