Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,577$229,577$413,999
Remaining term (yrs)25.425.430.0
Secondary amount$0$184,422$0
Funding fee$1,148$1,148$0
Note rate3.450%3.450%7.320%
Blended rate3.450%5.477%7.560%
1st payment$1,126.76$1,126.76$2,843.89
2nd payment$0.00$1,229.48$0.00
Taxes / mo$265.42$265.42$265.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,558.85$2,788.32$3,358.77
Cash to close$230,422$46,000$46,000