Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$429,938$427,499
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.220%7.400%
Blended rate7.770%7.640%
1st payment$3,010.14$2,959.92
2nd payment$0.00$0.00
Taxes / mo$217.42$217.42
Insurance / mo$166.67$166.67
MI / mo$202.85$85.50
HOA / mo$181.00$181.00
Total monthly$3,778.07$3,610.50
Cash to close$45,061$47,500