Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$663,494$643,500
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,317$0
Note rate6.180%7.400%
Blended rate6.180%7.640%
1st payment$4,083.00$4,455.46
2nd payment$0.00$0.00
Taxes / mo$405.17$405.17
Insurance / mo$216.67$216.67
MI / mo$0.00$128.70
HOA / mo$45.00$45.00
Total monthly$4,749.83$5,251.00
Cash to close$51,506$71,500