Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$296,809$296,809$314,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,741$0
Funding fee$1,484$1,484$0
Note rate6.200%6.200%7.400%
Blended rate6.200%6.795%7.640%
1st payment$1,861.29$1,861.29$2,174.76
2nd payment$0.00$343.79$0.00
Taxes / mo$69.75$69.75$69.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,081.04$2,424.83$2,457.33
Cash to close$52,191$17,450$34,900