Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,564$269,564$688,500
Remaining term (yrs)18.518.530.0
Secondary amount$0$418,936$0
Funding fee$1,348$1,348$0
Note rate3.870%3.870%7.400%
Blended rate3.870%6.231%7.640%
1st payment$1,691.82$1,691.82$4,767.03
2nd payment$0.00$2,705.63$0.00
Taxes / mo$266.50$266.50$266.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$137.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,174.99$4,880.62$5,387.90
Cash to close$495,436$76,500$76,500