Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,687$348,687$584,955
Remaining term (yrs)24.224.230.0
Secondary amount$0$236,268$0
Funding fee$1,743$1,743$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.752%7.640%
1st payment$1,633.89$1,633.89$4,050.11
2nd payment$0.00$1,525.90$0.00
Taxes / mo$283.58$283.58$283.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.99
HOA / mo$0.00$0.00$0.00
Total monthly$2,084.14$3,610.04$4,617.35
Cash to close$301,263$64,995$64,995