Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$688,932$688,932$719,100
Remaining term (yrs)27.027.030.0
Secondary amount$0$30,168$0
Funding fee$3,445$3,445$0
Note rate7.190%7.190%7.400%
Blended rate7.190%7.266%7.640%
1st payment$4,814.59$4,814.59$4,978.90
2nd payment$0.00$226.26$0.00
Taxes / mo$248.00$248.00$248.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$140.00$140.00$140.00
Total monthly$5,419.26$5,645.51$5,727.39
Cash to close$110,068$79,900$79,900