Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,159$354,600
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,896$0
Note rate3.890%7.400%
Blended rate3.890%7.640%
1st payment$1,951.73$2,455.18
2nd payment$0.00$0.00
Taxes / mo$246.50$246.50
Insurance / mo$150.00$150.00
MI / mo$0.00$70.92
HOA / mo$0.00$0.00
Total monthly$2,348.23$2,922.60
Cash to close$14,841$39,400