Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$285,851$278,910
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.660%7.320%
Blended rate7.210%7.560%
1st payment$1,892.90$1,915.92
2nd payment$0.00$0.00
Taxes / mo$149.25$149.25
Insurance / mo$150.00$150.00
MI / mo$135.00$55.78
HOA / mo$185.00$185.00
Total monthly$2,512.15$2,455.95
Cash to close$24,049$30,990