Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$454,342$449,999
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,272$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$3,010.32$3,115.70
2nd payment$0.00$0.00
Taxes / mo$282.92$282.92
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$0.00$0.00
Total monthly$3,459.90$3,655.29
Cash to close$45,657$50,000