Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,720$261,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,379$0
Note rate6.760%7.400%
Blended rate6.760%7.640%
1st payment$1,817.94$1,807.11
2nd payment$0.00$0.00
Taxes / mo$86.50$86.50
Insurance / mo$150.00$150.00
MI / mo$0.00$52.20
HOA / mo$0.00$0.00
Total monthly$2,054.44$2,095.81
Cash to close$14,280$29,000