Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,202$305,999
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,616$0
Note rate6.200%7.320%
Blended rate6.200%7.560%
1st payment$2,024.58$2,102.00
2nd payment$0.00$0.00
Taxes / mo$101.33$101.33
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$0.00$0.00
Total monthly$2,275.91$2,414.53
Cash to close$16,797$34,000