Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$511,434$490,500
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,557$0
Note rate6.790%7.400%
Blended rate6.790%7.640%
1st payment$3,419.11$3,396.12
2nd payment$0.00$0.00
Taxes / mo$358.58$358.58
Insurance / mo$166.67$166.67
MI / mo$0.00$98.10
HOA / mo$0.00$0.00
Total monthly$3,944.36$4,019.47
Cash to close$33,566$54,500