Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,261$296,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,556$0
Note rate4.990%7.400%
Blended rate4.990%7.640%
1st payment$1,782.77$2,055.74
2nd payment$0.00$0.00
Taxes / mo$141.50$141.50
Insurance / mo$150.00$150.00
MI / mo$0.00$59.38
HOA / mo$0.00$0.00
Total monthly$2,074.27$2,406.63
Cash to close$18,639$32,990