Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,640$132,640$260,100
Remaining term (yrs)22.622.630.0
Secondary amount$0$127,460$0
Funding fee$0$0$0
Note rate4.140%4.140%7.400%
Blended rate4.990%6.465%7.640%
1st payment$750.84$750.84$1,800.88
2nd payment$0.00$849.73$0.00
Taxes / mo$68.92$68.92$68.92
Insurance / mo$150.00$150.00$150.00
MI / mo$109.54$109.54$52.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,079.30$1,929.03$2,071.82
Cash to close$156,360$28,900$28,900