Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$451,435$440,910
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.330%7.400%
Blended rate7.180%7.640%
1st payment$2,938.67$3,052.77
2nd payment$0.00$0.00
Taxes / mo$264.83$264.83
Insurance / mo$166.67$166.67
MI / mo$335.23$88.18
HOA / mo$72.00$72.00
Total monthly$3,777.40$3,644.45
Cash to close$38,465$48,990