Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,639$149,639$251,865
Remaining term (yrs)21.821.830.0
Secondary amount$0$102,226$0
Funding fee$0$0$0
Note rate4.520%4.520%7.400%
Blended rate5.370%6.437%7.640%
1st payment$897.56$897.56$1,743.86
2nd payment$0.00$681.51$0.00
Taxes / mo$140.08$140.08$140.08
Insurance / mo$150.00$150.00$150.00
MI / mo$125.18$125.18$50.37
HOA / mo$135.00$135.00$135.00
Total monthly$1,447.83$2,129.34$2,219.32
Cash to close$130,211$27,985$27,985