Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$355,550$350,910
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,778$0
Note rate3.890%7.400%
Blended rate3.890%7.640%
1st payment$1,830.21$2,429.63
2nd payment$0.00$0.00
Taxes / mo$208.08$208.08
Insurance / mo$150.00$150.00
MI / mo$0.00$70.18
HOA / mo$25.00$25.00
Total monthly$2,213.29$2,882.90
Cash to close$34,350$38,990