Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,061$179,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$860$0
Note rate5.230%7.320%
Blended rate5.230%7.560%
1st payment$1,014.55$1,235.86
2nd payment$0.00$0.00
Taxes / mo$108.33$108.33
Insurance / mo$150.00$150.00
MI / mo$0.00$35.98
HOA / mo$8.33$8.33
Total monthly$1,281.21$1,538.50
Cash to close$27,839$19,990