Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,234$404,910
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$2,121$0
Note rate6.760%7.400%
Blended rate6.760%7.640%
1st payment$2,791.83$2,803.52
2nd payment$0.00$0.00
Taxes / mo$118.08$118.08
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$0.00$0.00
Total monthly$3,059.91$3,152.58
Cash to close$25,666$44,990