Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,454$173,454$274,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$101,046$0
Funding fee$867$867$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.670%7.640%
1st payment$809.76$809.76$1,900.58
2nd payment$0.00$673.64$0.00
Taxes / mo$174.75$174.75$174.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.90
HOA / mo$18.33$18.33$18.33
Total monthly$1,152.84$1,826.48$2,298.56
Cash to close$131,546$30,500$30,500