Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$296,692$283,410
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$1,483$0
Note rate6.370%7.400%
Blended rate6.370%7.640%
1st payment$1,853.45$1,962.27
2nd payment$0.00$0.00
Taxes / mo$179.08$179.08
Insurance / mo$150.00$150.00
MI / mo$0.00$56.68
HOA / mo$0.00$0.00
Total monthly$2,182.53$2,348.04
Cash to close$18,208$31,490