Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,449$268,449$449,991
Remaining term (yrs)25.225.230.0
Secondary amount$0$181,542$0
Funding fee$1,342$1,342$0
Note rate2.650%2.650%7.320%
Blended rate2.650%4.808%7.560%
1st payment$1,213.32$1,213.32$3,091.13
2nd payment$0.00$1,210.28$0.00
Taxes / mo$224.50$224.50$224.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$40.00$40.00$40.00
Total monthly$1,644.49$2,854.77$3,612.29
Cash to close$231,541$49,999$49,999