Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$357,241$328,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,786$0
Note rate5.625%7.320%
Blended rate5.625%7.560%
1st payment$2,184.81$2,256.57
2nd payment$0.00$0.00
Taxes / mo$227.58$227.58
Insurance / mo$150.00$150.00
MI / mo$0.00$65.70
HOA / mo$0.00$0.00
Total monthly$2,562.39$2,699.85
Cash to close$7,759$36,500